Thursday, September 10, 2009

Life Insurance

A few minutes before I began writing this post I sealed an envelope to send off to the insurance company. My husband and I recently decided to obtain additional life insurance for ourselves. Considering that life insurance rates are at an all time low, it just makes sense to get more. It’s so important to make provision for your family in every way possible.

I often write about the things that you should do to cover your family spiritually, but it is our duty to cover them emotionally, financially and physically as well. Sometimes as Christians we get caught up in making everything super spiritual and forget that we have to use the wisdom that God has given us to do the practical things too. There are so many people that die without leaving any type of financial provision for their families. I am sure that some of you have been in situations where a family member has died and no one can really grieve at first because they are so concerned with tending to financial matters.

Death is one of those things that a lot of people don’t like to talk about (especially my husband), but it is inevitable. When it is time for me to leave this earth and meet my maker, I want my family to have the financial, spiritual, emotional and physical provision that they will need. We can’t take away the sadness and pain that our family will experience when we die, but we can certainly make the grieving process less difficult. Just as Jesus had to leave this world and go to the Father, we too will one day have to do the same. “It was just before the Passover Feast. Jesus knew that the time had come for him to leave this world and go to the Father. Having loved his own who were in the world, he now showed them the full extent of his love.” (John 13:1).

The words written in this post are not meant to bring up feelings of sadness or fear. I just want to emphasis the importance of having financial provision for your family in the event of your absence. It’s advised that you have 8-10 times your annual income in life insurance. Term policies are usually the best way to go for about 15-20 year terms. Do not take my word for it though, make sure you do your own research and figure out what is best for you and your family. A helpful site to get you started is www.zanderins.com.

Be sure to tune in tomorrow for more words of encouragement and inspiration for M.O.M.’s near and far! Please share this blog with as many people as you know (www.savedmom.com), we have so many lives to touch. Feel free to post a comment and/or subscribe (if you are reading this from your inbox visit the site address referenced above to post a comment).

Mommie Blessings,

Shonte’ Press

4 comments:

Anonymous said...

Money is so intangible, its almost like a promise and a piece of paper.

Anonymous said...

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Anonymous said...

Term policies are usually at their best when opted for 15-20 year terms. At the same time, we must remember that they're in no way comparable with the benefits offered by whole life policies. Think of the premiums and the way they increase with term renewals, think of the cash value that WL policies generate and you'll understand. When we compare the cost, we should also compare the life insurance benefits.

HyunChard said...

Anyone who has dependants needs to be properly protected; by investing in a life insurance policy, you can help to ensure your family will be taken care of financially. So I'll advice you to buy all insurance you could buy for it'll return to your loved ones.